Creamed Chipped Beef is a nostalgic comfort food that takes you straight back to cozy Sunday mornings or quick weeknight dinners. A rich, creamy white sauce envelops ribbons of salty dried beef, all generously ladled over golden, toasted bread. It’s incredibly simple to make, requiring only a handful of ingredients, yet it delivers maximum flavor and satisfaction with every bite.

Whether you know it as SOS (a classic military dish) or grew up calling it creamed beef on toast, this recipe has stood the test of time for a reason. It’s affordable, adaptable, and fast—ready in under 20 minutes, making it perfect for busy days or lazy brunches. Pair it with peas, potatoes, or just enjoy it as-is. Once you make it from scratch, there’s no going back to the jarred versions.
What Kind of Beef Should I Use for Creamed Chipped Beef?
This recipe traditionally calls for dried beef, typically found in small jars near the canned meats. Dried beef is thinly sliced, cured, and lightly salty. If you’re unable to find it, you can substitute thin-sliced deli roast beef or even pastrami—just be sure to rinse and pat dry if overly seasoned.
Ingredients for the Creamed Chipped Beef
Dried Beef – The star of the show. Salty, savory, and full of umami, it gives the dish its unmistakable flavor.
Butter – For the base of the roux. Adds richness and depth.
All-Purpose Flour – Helps thicken the creamy sauce. Cooked with butter for a silky smooth consistency.
Whole Milk – The foundation of the creamy sauce. Opt for whole milk for maximum creaminess.
Black Pepper – Just a touch brings balance and a gentle heat.
Toasted Bread – The perfect vehicle. Use thick slices for best results.
How To Make the Creamed Chipped Beef
Step 1: Prepare the Beef
Slice or tear the dried beef into bite-sized strips. If it tastes overly salty, give it a quick rinse under cold water and pat dry.
Step 2: Make the Roux
In a large skillet, melt butter over medium heat. Once melted, whisk in the flour until smooth and bubbly. This forms the base of your creamy sauce.
Step 3: Create the Sauce
Slowly whisk in the milk, stirring constantly to avoid lumps. Cook until the mixture thickens, about 5–7 minutes.
Step 4: Add the Beef
Fold in the dried beef strips. Let them simmer in the sauce for another 2–3 minutes to meld the flavors.
Step 5: Toast the Bread
While the sauce finishes, toast your bread slices to golden perfection.
Step 6: Serve
Ladle the creamy beef mixture generously over the toast. Sprinkle with freshly cracked black pepper. Serve hot.

How to Serve and Store Creamed Chipped Beef
Creamed Chipped Beef is best served immediately over toast, biscuits, or even puff pastry shells. For a modern twist, serve it over hash browns or baked potatoes. If you have leftovers, let them cool and refrigerate in an airtight container for up to 3 days. Reheat gently on the stovetop with a splash of milk to loosen the sauce.
What to Serve With Creamed Chipped Beef?
Buttered Peas
A classic pairing that adds color and sweetness to balance the saltiness.
Roasted Potatoes
Crispy on the outside, tender inside. A hearty combo.
Scrambled Eggs
Perfect for brunch, they complement the creamy richness beautifully.
Sautéed Spinach
A lighter side that adds nutrients and color to the plate.
Pickled Beets
A tangy, sharp contrast that cuts through the creaminess.
Fresh Fruit Salad
Adds a touch of sweetness and freshness to round out your plate.
Tomato Slices with Sea Salt
Simple and bright, these balance the savory beef.
Want More Breakfast Ideas?
If this Creamed Chipped Beef has you craving more savory starts to your day, don’t miss these other flavorful favorites:
- Nutella French Toast Casserole for a chocolate-hazelnut treat.
- Fluffy Pancakes for the ultimate breakfast stack.
- Cinnamon Roll French Toast Bites for bite-sized indulgence.
- Christmas Breakfast Casserole for a filling morning meal.
- Cream Cheese Bacon Chicken Pasta if you’re looking to stretch your savory streak into dinner.
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Let me know in the comments how yours turned out. Did you use traditional dried beef or mix things up? Did you serve it with eggs or hash browns?
I love hearing how you make these dishes your own. Drop your questions or twist suggestions—we’re all here to make mealtime more memorable.
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Creamed Chipped Beef
- Total Time: 15 minutes
- Yield: 2 servings
Description
Looking for a quick, soul-warming meal that feels like home? Creamed Chipped Beef is your answer. This creamy, savory dish features tender slices of dried beef in a smooth, peppered white sauce served over golden toast. Perfect as a quick breakfast, easy dinner, or satisfying brunch idea, it’s a retro classic that deserves a comeback. Whether you’re searching for comfort food ideas, a fast skillet dinner, or vintage recipes that still hold up, this easy recipe is ready in minutes and full of cozy flavor.
Ingredients
2 tablespoons butter
2 tablespoons all-purpose flour
2 cups whole milk
4.5 ounces dried beef
1/2 teaspoon black pepper
4 slices bread, toasted
Instructions
1. Slice or tear the dried beef into bite-sized pieces. Rinse and pat dry if overly salty.
2. In a skillet, melt the butter over medium heat.
3. Whisk in flour and cook for 1 minute until bubbly and golden.
4. Slowly whisk in the milk, stirring constantly to prevent lumps.
5. Cook the sauce, stirring often, until it thickens—about 5–7 minutes.
6. Fold in the dried beef and simmer for 2–3 minutes.
7. Toast your bread slices until golden.
8. Spoon the creamy beef over toast and top with black pepper. Serve hot.
Notes
Rinsing the dried beef helps balance the saltiness—don’t skip it if it tastes overly briny.
Use thick, hearty bread like Texas toast or sourdough for the best results.
- Prep Time: 5 minutes
- Cook Time: 10 minutes
- Category: Breakfast, Dinner
- Method: Stovetop
- Cuisine: American
Nutrition
- Serving Size: 1 plate
- Calories: 360
- Sugar: 6g
- Sodium: 950mg
- Fat: 20g
- Saturated Fat: 12g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 28g
- Fiber: 1g
- Protein: 18g
- Cholesterol: 60mg
